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Better to be safe than sorry!

Accidents happen. That’s the premise of insurance, after all: insuring that our health, our car, our house, our financial security are all protected in case of whatever life throws our way.

Accident insurance is for, well, the accidents in life you can’t predict and that you might have to pay for due to a large deductible and out-of-pocket limits on your health plan. Accident insurance helps you handle the medical out-of-pocket costs that add up after an accidental injury. These benefits coordinate with any health plan you have so you can take the money you would have spent on your deductible and use it for other needs. It’s one of the best and most economical ways to help fill in that “gap” in your health plan; that large deductible or out-of-pocket maximum!

Don’t wait until after an accident has happened to secure this coverage.

Accident insurance is underwritten by Guarantee Trust Life (GTL) Insurance Company

How to Convert WPS to WORD? Click the “Choose Files” button to select your WPS files. Click the “Convert to WORD” button to start the conversion. When the status change to “Done” click the “Download WORD” button; Best Quality. We use both open source and custom software to make sure our conversions are of the highest quality. WPS Fill & Sign For Android. STRAIGHT TALK MOBILE PHONES Please enter the Serial Number found on the red Activation Card that came in your package. If you do not have the red Activation Card, please follow the guidelines below to find your Serial Number. With PDF, Cloud, OCR, file repair, and other powerful tools, WPS Office is quickly becoming more and more people’s first choice in office software. Powerful PDF PDF editing, PDF to word, PDF comment, PDF sign, PDF compress, etc. WPS Docs 1G free space. WPS Fill & Sign is a free pdf editor app to fill and sign pdf forms. It allows you to fill out forms including visa application forms, income tax forms, scholarship forms, and sign documents such as.

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Protect yourself against a serious illness

If you’re diagnosed with a critical illness, the last thing you want to worry about is whether or not you can pay for your care; you want to focus on your recovery!

Unfortunately, out-of-pocket medical expenses are on the rise. With that in mind, critical illness insurance is designed to pay cash benefits directly to you and pays regardless of any other insurance coverage you may have, should you or a covered family member be diagnosed with cancer, suffer a heart attack, or have a stroke.

Critical Illness insurance complements existing medical benefits by providing additional financial protection for out-of-pocket expenses such as:

• Lost income
• Experimental treatments and surgeries
• Recuperative trip or vacation
• Medical copayments and deductibles
• Extra time off of work
• Additional medical care and mortgage payments
• So much more

Coverage amounts from $10,000 - $75,000 are available and the cash benefit is paid directly to you to use the money wherever you need it the most!

Critical illness insurance is underwritten by Guarantee Trust Life (GTL) Insurance Company.

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Smile, you’re covered!

Regular dentist visits keep your mouth healthy and allow your dentist to watch for developments that may indicate other health issues. So, don’t put off your dental care!

Dental insurance is underwritten by Delta Dental.

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Protect your wallet

It’s true that your health insurance plan might not cover all of your out-of-pocket expenses. It’s also true that there are solutions to help you cover those costs! Hospital indemnity plans provide cash benefits to help cover expenses associated with:

• Daily hospital confinement
• Ambulance benefits
• Cancer
• Outpatient surgery
• Skilled nursing facilities
• So much more

If you are confined to a hospital, hospital indemnity insurance can provide you with a cash benefit of up to $600 per day based on the plan you choose. It can also provide benefits for an ambulance or a skilled nursing facility—all instances where your current health insurance plan may have deductibles or copayments.

You get peace of mind knowing that your health insurance copays, deductibles, and coverage limits won’t surprise you after an illness or accident.

Hospital indemnity insurance is underwritten by Guarantee Trust Life (GTL) Insurance Company.

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Be ready when the time comes

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Did you know, according to the U.S. Department of Health and Human Services, most people who reach age 65 will require long-term care services at some point in their lives? You just can’t predict how long you may need to receive care services and who will be there to care for you.

Depending on the care you need, monthly costs can realistically reach $6,000+ a month!

Planning for long-term care is crucial. Some questions to consider when planning long-term care are:

• Where do you plan to live when you retire?
• What setting would you prefer to be in to receive care? (Home, assisted living, relatives, etc.)
• How much of your long-term care expenses are you willing, or able, to pay out of your own pocket?

Long-term care insurance is underwritten by Genworth Financial.

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Plan ahead to care for your loved ones

No matter what kind of life insurance you’re looking for, we can help:

• Term life: provides protection for a set period of time.
• Whole or universal: both provide lifetime coverage but with different premium options.
• Final expense: helps your family with financial relief in a time of loss.

We’ll work directly with you to choose a plan based on your needs and goals.

Facts about life insurance:

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• The basic rule of thumb recommended by the Life Insurance Marketing & Research Association (LIMRA) is to multiply your yearly income by 7 if you have few dependents and few debts, and by 10 if you have large debts and a large family.
• Life insurance provides money to your family after your death.
• Life insurance helps make sure that the people you care about will be financially secure, even if you’re not there to care for them yourself.
• Life insurance can provide protection for a specified period of time. Common policy periods are 10, 15, 20, and 30 years.
• There is no federal income tax on life insurance benefits.
• Life insurance can help fund long-range financial goals, like funding a college education or planning for retirement.
• Life insurance is important during every stage of life, whether you’re single with nothing to tie you down, married with or without kids, or a mature couple making plans.
• The best time to buy life insurance may be when you’re young and healthy, which can help you earn the best rates.

Our life choice plans also feature:

• Premiums that will never increase and benefits that will never decrease
• No routine medical exam
• So much more

Life insurance is underwritten by Banner Life Insurance Company.

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